Tonto Creek Bear Flats - Payson, AZ

Tonto Creek at Bear Flats offers a more remote and rewarding experience than the stocked sections downstream. Situated high on the Mogollon Rim, this stretch of water provides cooler temperatures, clear flows, and the chance to catch wild rainbow and brown trout in a pristine pine forest setting.

The stream here winds through shaded canyons and deep pools, offering the kind of structure that wild trout favor. Fishing pressure is lower due to its relative inaccessibility—reaching Bear Flats requires a drive and short hike—but those who make the journey are rewarded with solitude and excellent fishing.

Fly anglers favor this area, often using dry-dropper setups, stimulators, or beadhead nymphs. Spinning rods with small spoons or Panther Martins can also work, especially in the early morning. Because trout are skittish in clear water, stealth and presentation are key.

This section isn’t heavily stocked and is instead managed more for a wild trout experience. Catch-and-release is encouraged, and many anglers voluntarily use barbless hooks. Licensing and daily limits still apply, though regulations may differ from the lower creek.

Bear Flats is ideal for anglers looking to get away from crowded roadside waters and fish for wild trout in a tranquil, high-country environment. It’s a gem for those who prefer quiet, skillful angling in a natural setting.